Officially, at age 39, I am retired. But in practice, I expect to take a good rest and I quickly will decide what I’ll do for the others of my entire life. At the moment, my quarterly dividends can pay my bills and mortgage loans, something my investment income is doing for sometime. At this stage in my own life, it’s most likely not wise to stop working.
Even if the expenses are being paid, work is a superb way to meet interact and people with friends. Work also sharpened continues my mind. What I am currently quite sure about is that I am going to not be pursuing jobs that I’ve been doing for the past 15 years. My careers tend to be very procedural or bureaucratic in nature with very little technical expertise required to perform them.
Two more years and I would have lost all my commercial know-how. The 90-minute commute in each direction is quite draining as well. Keep healthy and improve my diet. As much as I hate to, not having to rush to work means that I could take my very own sweet time to finish my plate of oatmeal. I also have a Fitbit to track my activity to ensure that I am at least twice as active as before. And retirees have that uncommon luxury of 8 hours of rest every day also. My Fitbit informs me that for my recent working years, I’ve been clocking only 6 hours of sleep each day.
Develop myself as a person. Being an IT engineer who has to monitor market actions everyday takes a toll on your humanity. Retiring gives me a rare privilege of really examining my entire life. One of my personal disappointments in life was missing out on Cornell University scholarship within my level days due to my poor ECA and CL2 results. This is an enjoyable experience to get acquainted with the liberal arts again.
- Licensing Requirements: Series 65, Series 66 and Series 7 combined, or CFP, CFA, CIC, ChFC, PFS
- 25R = -0.013085
- The role PE ratios play in valuing the market
- How is the value of goodwill produced
- Decide how much gross income the house will deliver
- There are no bottlenecks and instead of a discount to WTI we get a large superior in E
I’m starting with the personal study of Rhetoric. Nowadays are plenty of web resources and library books that I can use to boost myself even though being self -taught is hardly equivalent to being taught within an Ivy League University. Update my tech skills. As a buyer, I have to match my technical skills.
Analytical tools like the R statistical language are exoskeletons of your brain. I’ll spend my evenings attending a MOOC to get enough R to crunch financial data-sets. At this time, I compute my financial ratios by hand and key them into a spreadsheet. Perhaps proficiency in a statistical programming language can help me with better investment decisions.